Property Investment
Growth Calculator

Model one Australian investment property year by year: the loan, the rent, the holding costs and the tax, so you can see the year it stops costing you and starts paying you.

Figures in AUD
The answer

Calculating.

Year 1Year 30
Still out of pocket Ahead if you sold

Your numbers

Property and loan
$
$
$
%
yr
Growth and forecast
%
Rental income
$
%
Holding costs
$
$
$
$
%
Buying and selling costs
$
$
$
%
$
Tax
$
%

Position at year 30

Property value today

$0

Value at year 30

$0

Equity at year 30

$0

Profit if sold at year 30

$0

Break even year

-

Return on cash invested

0%

Property value, loan and equity

The gap between the top line and the loan is what you own.

Yearly cash flow

Rent received less the loan, the holding costs and tax.

Money in against wealth out

Cash you have tipped in, equity built, and the net result.

Growth scenarios Click a scenario to load its growth rate

Scenario5 years10 years15 years20 years

Each cell shows profit after selling costs, with equity underneath. All other inputs stay as you set them.

Year by year

YearValueLoanEquity RentInterestPrincipalCash flowNet position